How Much Does a Roof Replacement Cost in Memphis? (2026 Data)
A Memphis roof replacement costs $8,300 to $83,300 in 2026. A simple 1-story ranch with 3-tab shingles runs $8,300 to $18,700. An average 2-story with architectural shingles runs $14,000 to $30,600. Complex multi-story homes with metal roofing can reach $22,000 to $83,300. Prices reflect verified Memphis contractor data. Updated Aug 2026.
Data from verified Memphis contractor outcomes. Run an interactive estimate
Pricing by Scope
| Scope | Price Range | Timeline |
|---|---|---|
| Simple Roof (3-Tab Shingles) | $8,300 - $18,700 | 1-2 days |
| Average Roof (Architectural) | $14,000 - $30,600 | 2-3 days |
| Complex Roof (Premium/Metal) | $22,000 - $83,300 | 3-7 days |
Simple Roof (3-Tab Shingles): 1-story ranch, walkable pitch, single ridge line with 3-tab shingles. Includes tear-off, underlayment, and standard flashing.
Average Roof (Architectural): 2-story home, steep pitch, complex layout with architectural shingles. Includes harness work, multiple ridge lines, and valley flashing.
Complex Roof (Premium/Metal): Multi-story with dormers, skylights, steep pitch, and premium metal roofing. Includes staging, custom flashing, and specialized fastening systems.
Cost by Component
| Component | 3-Tab | Architectural | Metal |
|---|---|---|---|
| Shingles/panels (per square) | $480 - $680 | $640 - $900 | $1,060 - $1,480 |
| Tear-off + disposal | $1,000 - $1,500 | $1,000 - $2,000 | $1,500 - $2,500 |
| Underlayment + ice shield | $400 - $800 | $600 - $1,200 | $800 - $1,500 |
| Flashing (valleys + penetrations) | $300 - $600 | $500 - $1,000 | $800 - $1,500 |
| Ridge vent + cap | $200 - $400 | $300 - $600 | $400 - $800 |
| Decking replacement (per sheet) | $50 - $100 | $50 - $100 | $50 - $100 |
| Skylights (reflashing each) | $134 | $134 | $134 |
| Chimney flashing (each) | $235 | $235 | $235 |
| Permits | $100 - $300 | $100 - $300 | $100 - $300 |
Per-square pricing (1 square = 100 sq ft). Based on Memphis Metro contractor rates. Tennessee sales tax of 9.75% applies to materials.
Memphis Market Context
Memphis sits in one of the most active severe weather corridors in the country. Hail, straight-line winds, and tornadoes cause roof damage that drives replacement demand year-round. Spring is the busiest season as contractors handle storm damage claims, often with 2 to 4 week wait times for scheduling.
Memphis labor rates for roofing run 15% to 20% below Nashville. Steep-pitch roofs add $20 per square in labor because crews work slower with harnesses. A second story adds $13 per square, and a third story adds $27 per square for staging and safety. On a 27-square home, going from walkable single-story to steep two-story adds $900 to $1,200 in labor.
Architectural shingles have become the Memphis standard, displacing 3-tab on most residential replacements. They carry 30-year warranties, resist winds to 130 mph, and cost only $4,800 more than 3-tab on a 25-square roof. Metal roofs cost roughly double but last 40 to 60 years with virtually zero maintenance.
How This Data Is Collected
Pricing is derived from 23 trade-specific estimator engines calibrated to Memphis Metro contractor rates. Each engine uses a strategy-pattern calculator that factors scope, material quality, project complexity, and regional labor rates.
Ranges reflect verified project outcomes from licensed Memphis-area contractors. All contractors are vetted through Tennessee Board for Licensing Contractors verification, $100,000 minimum liability insurance, workers compensation coverage, and direct reference calls.
Financial parameters: 25% contractor margin, 15% variance range to account for site-specific conditions. Tennessee sales tax of 9.75% is applied to material costs where applicable.
Data updates automatically when new verified outcomes are recorded. Pricing is reviewed against actual project completions, not national averages or insurance databases.
Last reviewed: Aug 2026
Common Questions
How much does a roof replacement cost in Memphis?
Roof replacement in Memphis runs $8,300 to $83,300 depending on size, complexity, and material. A simple 1-story ranch with 3-tab shingles costs $8,300 to $18,700. An average 2-story home with architectural shingles runs $14,000 to $30,600. Complex multi-story homes with steep pitch, dormers, and metal roofing can reach $22,000 to $83,300.
How long do architectural shingles last in Memphis?
Architectural shingles carry a 30-year warranty and typically last 20 to 25 years in the Memphis climate. Memphis heat, humidity, and severe storms accelerate wear compared to milder regions. 3-tab shingles last 15 to 20 years, while premium metal roofs last 40 to 60 years.
How much does a metal roof cost compared to shingles in Memphis?
A metal roof on an average Memphis home runs $28,700 to $39,800 installed versus $17,000 to $29,900 for architectural shingles on the same house. Metal costs roughly double up front but lasts 40 to 60 years with virtually zero maintenance. The break-even point versus shingles with one re-roof is around year 25.
Does homeowners insurance cover roof replacement after hail in Memphis?
Most standard homeowners policies cover roof damage from hail and wind. A Replacement Cost Value policy covers the full cost minus your deductible, while an Actual Cash Value policy only covers the depreciated value. Wind and hail deductibles in Tennessee can be a flat amount or a percentage of the insured value.
Should I repair my Memphis roof or replace it?
Flashing repairs run $300 to $800. Decking replacement costs $50 to $100 per sheet. If damage is limited to one area, targeted repairs can save thousands. If the roof is over 20 years old with widespread damage, replacement is usually the better investment.
Do I need a permit for a roof replacement in Shelby County?
Yes. Shelby County requires permits for roof replacements. Permits run $100 to $300 depending on the scope. The contractor pulls the permit, but the homeowner pays for it. A permitted job gets inspected, which means someone checks that the work meets code.
When is the best time to replace a roof in Memphis?
Fall and late winter offer shorter wait times and less competition for crews. Spring is the busiest season in Memphis because storm damage fills every schedule. Roofing can be done year-round in Memphis, but rain delays are more common in March through May.
Does a new roof increase home value in Memphis?
A new roof typically recoups 60 to 70 percent of its cost in added home value. On a $17,000 Memphis roof replacement, that translates to roughly $10,200 to $11,900 in resale value. A pre-listing roof replacement also removes the most common inspection objection that delays or kills a sale.
What is the difference between RCV and ACV on a roof insurance claim?
Replacement Cost Value (RCV) policies pay the full cost to replace the roof minus the deductible. Actual Cash Value (ACV) policies pay only the depreciated value, meaning a 15-year-old roof might only be covered at 40 to 50 percent of replacement cost. On a $17,000 Memphis roof replacement, the difference between RCV and ACV coverage can be $7,000 to $10,000 out of pocket.
About This Data
Data compiled by Derek Curtice. 25+ years in Memphis residential construction. Creator of 23 trade-specific estimating engines serving 12,000+ housing professionals across Memphis. All contractors personally vetted through Tennessee Board for Licensing Contractors verification, $100,000 liability insurance, workers compensation, and direct reference calls.